PLEASE READ THESE TERMS OF USE CAREFULLY. BY CLICKING TO ACCEPT, OR BY ACCESSING OR USING OUR SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE AND ALL TERMS INCORPORATED BY REFERENCE.
 
You consent to accept these terms of use should you accept them on behalf of an entity. You also confirm that Cocsi has authorized you to be bound by these Terms of use incorporated by reference.
 
1. Scope
 
These are Cocsi Ltd, referred to as "Cocsi", "we" or "us" in this document, Terms of use. Cocsi is a company incorporated under the laws of England and Wales, with registered address at Office 15, Steeple House, Percy St, Coventry, CV1 3BY, United Kingdom. These Terms allow you to access and use of our website at www.uquid.com, our online services, our Android and iOS mobile apps and other related services utilizing some or all of the above referred to in these Terms, collectively, as our "Services."
 
2. Eligibility and Agreement
 
These Terms apply, should you choose to use our services. If you decline to enter into agreement with Cocsi you are not liable to comply with these Terms, consequently you are not eligible to use our services.
 
3. Our Privacy Policy
 
Our Privacy Policy describes how we collect, use, and share your personal information.
 
4. The UQUID Services
 
These terms and Conditions are subject to change periodically. You will be notified of any changes made by posting the updated Terms on our website. Any amendment of Terms and Condition become effective and applicable 14 days after the amendment is posted. Changes addressing new functions of Uquid Services or changes made for legal reasons are effective immediately. Your use of the Services following the effective date of such changes constitutes your acceptance of such changes. You must discontinue using our services if you do not agree to any amended Terms.
 
    Mobile recharge
 
    You can converting funds from bitcoin and another cryptocurrencies to fiat value in order to recharge your prepaid mobile phone . Deposits will be converted to USD, EUR, or GBP using market rates applicable at the time of conversion. UQUID CANNOT AND DOES NOT GUARANTEE ANY PARTICULAR CONVERSION RATE OR VALUE OF BITCOIN OR ANY CRYPTOCURRENCY WE SUPPORTED. Cocsi will have no liability resulting from any change in rates, nor will any such change in rates affect the transaction in progress. You are solely responsible for ensuring the accuracy of the information included when you initiate your conversion.
 
    Uquid Card
 
    The Uquid prepaid card (Uquid Card) allows users to transact with merchants who accept debit cards issued by the card network shown on the card. If you order and activate a Uquid Card, the card is linked directly to your Uquid account. To transact business using the card, you have to load some of balance into your Uquid account and upload funds onto your Uquid Card. These terms, as well as the terms of the card programme manager, presented at the time you order your card, apply to the Uquid Card.
 
5.Paid Services
 
Cocsi provides premium services for which a fee is charged. The fees described below apply to the following services:
 
   Uquid Card Fees
 
    You will be charged a one-time fee of GBP £9.99, paid when your debit card order application is successful. Other fees will depend on your usage of the card, inclusive of third party fees for lost card replacement, ATM withdrawals, and foreign exchange. Monthly service fees also apply. Description of the fees currently charged in connection with the Uquid Card is available at help center. Please note that we are not responsible for certain third party fees associated with the Uquid Card. Such fees are subject to change from time to time. Uquid will notify you of any such changes but shall not be held responsible for third party fees. Uquid reserves the right to charge additional fees or change the amount of fees at any time. You will receive at least 30 days advance notice of any such change.
 
6.Cryptocurrencies Transactions
 
Uquid cannot and does not guarantee the value of any cryptocurrency. You acknowledge and agree that the value of cryptocurrency is highly volatile and that buying, selling, and holding coins involves a high risk. In addition, coins consensus network is solely responsible for verifying and confirming proposed transactions that you submit via the Services, and Uquid cannot confirm, cancel, or reverse any coins transactions. However, Uquid is responsible for confirmation of coins network's completion of a transaction.
 
Cryptocurrencies network is operated by a decentralized network of independent third parties. Once a transaction request is submitted to Cryptocurrencies network via the Services, Cryptocurrencies network will automatically complete or reject the request and you will not be able to cancel or modify transaction request in progress.
 
You acknowledge and agree Uquid is not responsible for any errors or omissions that you make in connection with any coins transaction initiated via the Services. The Services help you submit your coins transaction request for confirmation to the coins network. Uquid has no control over the Cryptocurrencies network and cannot ensure any transaction request you submit via the Services will be completed.
 
You acknowledge and agree that the transaction requests you submit via the Services may not be completed, or may be substantially delayed, by the Cryptocurrencies network. When you complete a transaction request via the Services, you authorize us to submit your transaction request to the coins network in accordance with the instructions you provide via the Services.
 
7. Wallet Address and Private Key
 
When you create an account, the Services generate and store a cryptographic private and public key pair that you may use to send and receive Cryptocurrencies via their coin network. The public key generated by the Services serves as your coin wallet address. This wallet address may be shared with others in coin network to complete bitcoin transactions. The private key uniquely matches the wallet address and must be used in connection with the wallet address to authorize the transfer of Cryptocurrencies from or to that wallet address.
 
8. Custody of Cryptocurrencies
 
Uquid is not a custodian of any coin transferred to Uquid accounts. All coins are held by our partner BitGo that guarantees its safety and protects funds with insurance. Neither Uquid not BitGo do not obtain any legal or beneficial right, title or interest in your coins stored in your account. You may be restricted in your ability to utilize the Uquid Services unless and until we have verified your identity with Uquid.
 
9. Ownership of Intellectual Property Rights
 
Cocsi retains all right, title, and interest (including all copyright, trademark, patent, trade secrets, and all other intellectual property rights) in our Services and all content on our Services, including our trademarks, service marks, designs, logos, URLs, and trade names that are displayed on our Service. We refer to in these Terms, collectively, as the Uquid.
 
10. Materials
 
We hereby grant you a limited, nonexclusive, and non-sub licensable license to access and use the Uquid Materials for your personal or internal business use. Such license is subject to these Terms and does not permit any resale of the Uquid Materials, distribution, public performance or public display, modification or making any derivative use of Uquid Materials, or any portion thereof use of the Uquid Materials other than for the intended purposes.
 
The license granted under this Section will automatically end if we suspend or terminate your access to the Services. We will own exclusive rights, including all intellectual property rights, to any feedback, suggestions, ideas or other information or materials regarding Uquid or any other services provided by Cocsi, whether by email, posting through our Services or otherwise, referred to in these Terms as Feedback. Any Feedback you submit is non-confidential and will become the sole property of Cocsi. We will be entitled to the unrestricted use and dissemination of such Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you. You may not use, copy or retransmit anything on our website without our permission. We reserve all rights not expressly granted herein.
 
11.Authorized Uses of Our Services
 
You are permitted to use our Services, only as we have authorized. You are responsible for ensuring personal information in your account profile is current and correct, including your email address and mobile phone number. You are also responsible for maintaining adequate security, control and confidentiality of your account information, including any personal identification numbers (PINs), passwords, API keys or other codes associated with your account and any activity occurring within that account. The loss or compromise of this information may result in unauthorized access of your account, which may result in loss or theft of any balance held in your account.
 
If you believe your account has been compromised, report the matter to security immediately the incident of any such operational problems occurs. Please contact us immediately at compliance@uquid.com describing the issue at hand as thoroughly as possible including the date, type of problem and part of the Uquid site or Uquid Services in question of the problem. You are responsible to (i) immediately notify us of any unauthorized use of your password or account or any other breach of security, and (ii) ensuring that you exit from your account at the end of each session when accessing the Uquid Services. We have no responsibility for any loss you incur as a result of failing to comply with the instructions outlined in this section or your failure to follow or act on any notices or alerts that we may send to you.
 
12.Accurate Information; Registration Requirements
 
Cocsi reserves the right in its sole discretion not to open accounts, temporarily or permanently suspend accounts, including where required or recommended by applicable governmental, regulatory or law enforcement requirements. Uquid Services are solely used by registered account holders. You agree that the information you provide to Uquid during the account creation and any subsequent identification verification processes is accurate and complete, and will be updated from time to time as need be. You are not authorized to use the Uquid Services, if you are under 18 years of age.
 
13. Prohibited Activities
 
You agree that you will not use Uquid Services to perform any type of illegal activity or take in any action that negatively affects the performances of the Uquid Services. You may not engage in any of the following activities via the Services, nor help a third party in any such activity: (1) attempt to gain unauthorized access to our Services or another user's account, (2) make any attempt to bypass or circumvent any security features, (3) violate any law, statute, ordinance, or regulation, (4) reproduce, duplicate, copy, sell or resell our Services for any purpose except as authorized in these Terms, (5) engage in any activity that is abusive or interferes with or disrupts our Services.
 
If you are blocked by Uquid from accessing the Uquid Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking (e.g., by masking your IP address or using a proxy IP address). Use of our Services in connection with any transaction involving illegal products or services is prohibited. Uquid reserves the right to temporarily or permanently suspend your account or otherwise restrict your use of Uquid Services if any violation of this section occurs.
 
14. Trademarks
 
Uquid and the Uquid logo are our registered trademarks or service marks. Any other trademarks mentioned in our website or mobile apps are the property of their respective owners.
 
15. No Advice
 
Uquid does not act as an advisor, including as to any financial, legal, investment, insurance and/or tax matters. Any information provided by Uquid is for general information only. You are solely responsible for determining whether any contemplated transaction is appropriate for you.
 
16. Indemnification
 
You agree to indemnify, defend and hold our employees, agents, consultants, subsidiaries, partners, affiliates, and licensors, harmless against any and all claims, costs, losses, damages, liabilities, judgments and expenses (including reasonable fees of attorneys and other professionals) arising from or in any way related to your use of our Services, violation of these Terms or rights of any other person or entity.
 
17. Limitation of Liability
 
IN NO EVENT WILL WE, OUR LICENSORS, SERVICE PROVIDERS OR SUBCONTRACTORS (IF ANY) BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION TO LOST PROFITS, LOSS OF USE, LOSS OF DATA OR LOSS OF GOODWILL), ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OF USE, OR THE PERFORMANCE OR OPERATION OF OUR SERVICES.
 
IN ADDITION, YOUR ACCESS TO, DISPLAY, USE OF THE SERVICES, OR WITH DELAY OR INABILITY TO ACCESS, DISPLAY OR USE THE SERVICES, ANY COMPUTER VIRUSES, INFORMATION, SOFTWARE, LINKED SITES, PRODUCTS OR SERVICES OBTAINED THROUGH THE SERVICES, OR THE ACT OR OMISSION OF ANY BUSINESS USING OUR SERVICES OR OTHER THIRD PARTY, WHETHER SUCH LIABILITY ARISES FROM ANY CLAIM BASED UPON BREACH OF CONTRACT, BREACH OF WARRANTY, (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, AND WHETHER OR NOT WE, OUR LICENSORS, SERVICE PROVIDERS OR SUBCONTRACTORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
 
SOME JURISDICTIONS DO NOT ALLOW CERTAIN WARRANTY DISCLAIMERS OR LIMITATIONS ON LIABILITY. ONLY DISCLAIMERS OR LIMITATIONS THAT ARE LAWFUL IN THE APPLICABLE JURISDICTION WILL APPLY TO YOU. OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
 
18. Severability
 
If for any reason a court of competent jurisdiction finds any provision of these Terms invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the other provisions of these Terms will remain in full force and effect.
 
19. Arbitration and Governing Law
 
PLEASE READ THE FOLLOWING PARAGRAPH CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE DISPUTES WITH US AND IT LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF.
 
You and Cocsi agree to arbitrate any dispute arising from these Terms or your use of our Services, except for disputes in which either party seeks equitable and other relief for the alleged unlawful use of copyrights, trademarks, trade names, logos, trade secrets, or patents.
 
ARBITRATION PREVENTS YOU FROM SUING IN COURT OR FROM HAVING A JURY TRIAL. You and Cocsi agree to notify each other in writing of any dispute within thirty (30) days of when it arises.
 
Notice to Cocsi shall be sent to compliance@uquid.com
 
You and Cocsi further agree: (a) to attempt informal resolution prior to any demand for arbitration; (b) that any arbitration will occur in Coventry, United Kingdom; (c) that arbitration will be conducted confidentially by a single arbitrator in accordance with the rules of England and Wales. Other than class procedures and remedies discussed below, the arbitrator has the authority to grant any remedy that would otherwise be available in court. Any dispute between the parties will be governed by these Terms and the laws of England and Wales, without giving effect to any conflict of laws principles that may provide for the application of the law of another jurisdiction.
 
WHETHER THE DISPUTE IS HEARD IN ARBITRATION OR IN COURT, YOU AND COCSI WILL NOT COMMENCE AGAINST THE OTHER A CLASS ACTION, CLASS ARBITRATION OR REPRESENTATIVE ACTION OR PROCEEDING.
 
20. Limitations
 
To the extent allowed by applicable law, you agree that you will bring any claim or cause of action arising from or relating to your access or use of our Services within two years from the date on which such claim or action arose or accrued or such claim or cause of action will be irrevocably waived.
 
21. Unclaimed Property
 
Under applicable law, after a specified period of inactivity by you with respect to your Uquid account, Uquid may be required to report and/or remit any cryptocurrency it is holding in custody for you in accordance with unclaimed property laws.
 
22.No Waiver
 
Our failure to exercise or enforce any right or provision of these Terms will not constitute a waiver of that right or provision.
 
23. Assignment; Entire Agreement
 
We may assign these Terms to its parent company, affiliate or subsidiary, or in connection with a merger, consolidation, or sale or other disposition of all or substantially all of its assets. These Terms, constitute the entire exclusive agreement between us and you regarding its subject matter, and supersede and replace any previous or contemporaneous written or oral contract, warranty, representation or understanding regarding its subject matter.
 
DISCLAIMER
 
It is your responsibility to determine, if any, taxes apply to the payments you make or receive, and it is your responsibility to collect, report and remit the correct tax to the appropriate tax authority, regardless of jurisdiction. Uquid is not responsible for determining whether taxes apply to your transaction, or for collecting, reporting or remitting any taxes arising from any transaction, to you or any taxation, governing or third authority.
 
Trading virtual currencies and virtual commodities carries a high level of risk, and may not be suitable for everyone. Before deciding to buy or sell these instruments you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your investment and therefore you should not invest money that you cannot afford to lose.
 
You should be aware of all risks associated with virtual commodities, and seek advice from an independent financial adviser should you have any doubts. Furthermore, there may be risks that are not disclosed in our Terms.
 
You should use extreme consideration and be conscious of assessing your financial situation and tolerance for risk before engaging in activities involving the trading of virtual commodities.
 
Any opinions, news, research, analyses, prices, or other information contained on this website is provided as general market commentary, and does not constitute investment advice. Uquid will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.
 
There are risks associated with utilizing Internet-based deal execution trading system including, but not limited to, the failure of hardware, software, and Internet connection. Uquid does not control the reliability or availability of the Internet. Uquid cannot be responsible for communication failures, distortions or delays when trading via the Internet.
 
The content on this website is subject to change at any time without notice. Uquid has taken reasonable measures to ensure the accuracy of the information on the website. However, Uquid does not guarantee its accuracy, and will not accept liability for any loss or damage which may arise directly or indirectly from the content or your inability to access the website, for any delay in or failure of the transmission or the receipt of any instruction or notifications sent through website.